How the US Real Estate System Works

Buying Process · Sea to Sky Realty

The Role of the Real Estate Agent

In the United States, real estate transactions are typically handled by licensed agents representing either the buyer, the seller, or both. Unlike many European markets, buyer representation is standard practice in Florida — and in most cases, the seller pays both agents’ commissions as part of the transaction.

As a buyer, working with a dedicated buyer’s agent costs you nothing directly and gives you professional representation throughout the entire process — from search to closing.

The MLS — Multiple Listing Service

All active property listings in Florida are entered into the MLS (Multiple Listing Service) — a centralized database used exclusively by licensed real estate professionals. Sea to Sky Realty uses Stellar MLS, the regional MLS serving the Bradenton, Sarasota, and Tampa Bay area.

Through our IDX search tool, you can browse all active MLS listings directly on this website. Every listing you see here is current, accurate, and updated in real time.

Making an Offer

When you find a property you want to purchase, your agent prepares a written Purchase and Sale Agreement — a legally binding contract that specifies the purchase price, deposit amount, financing terms, inspection period, and closing date.

In competitive markets like Anna Maria Island, offers may need to be submitted quickly and sometimes above asking price. Your agent will advise you based on current market conditions.

The Inspection Period

Florida contracts typically include a 10–15 day inspection period during which you can hire licensed inspectors to evaluate the property. Common inspections include:

• General home inspection
• Roof inspection
• Wind mitigation inspection
• Four-point inspection (required for insurance on older homes)
• Pool and spa inspection (if applicable)
• Seawall or dock inspection (for waterfront properties)

If issues are found, you can negotiate repairs, a price reduction, or walk away with your deposit refunded — all within the inspection period.

Closing

Closing in Florida typically takes place 30–45 days after an accepted offer. A title company or real estate attorney handles the closing process, verifying clear title and managing the transfer of funds.

One key advantage Sea to Sky Realty offers: Bea Weiss is a Florida-certified Remote Online Notary (RON). This means international and out-of-state buyers can complete their closing documents remotely — no travel required.